A Resource Guide to Successful Long Term Planning

You can plan to cover the cost of long-term care you may need in the future with long-term care insurance, savings plan annuities, certain life insurance policies and reverse mortgages. The best plan depends on your personal finances and family circumstances. 

Putting a financial plan in place now can help to preserve both your savings and peace of mind.

Steps you can take now

Ask your current or former employer if you are eligible for group long-term care insurance, savings plan annuities or similar benefits.

Learn about long-term care insurance, annuities and other options and whether they might be right for you. You can learn more about these directly from one of our professionals by requesting more information.

Call your local Area Agency on Aging to find out about other programs that might help pay for long-term care. Look under �Aging� or �Human Services� in the local government blue pages of the phone book for the number. The Eldercare Locator (1-800-677-1116), a toll-free information line, can also give you this number. 

If your income is low, you may qualify for Medicaid. Call your State Medical Assistance Office for more information about Medicaid eligibility and coverage. Look under �Medicaid� in the county government blue pages of the phone book for the number.

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